Dr. Pravin Deokate

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Is Knee Replacement Covered by Insurance

Is Knee Replacement Covered by Insurance in India?

Yes, knee replacement surgery is covered by most health insurance plans in India, including employer group policies, individual mediclaim policies, and government schemes like PM-JAY (Ayushman Bharat). Coverage typically includes surgeon fees, hospitalisation, implant costs, and post-operative care, subject to your policy terms, waiting periods, and sum insured limits. If…